Doncaster Office
Sheffield Office

Understanding the Property Chain

12 June 2018

Mark Walton

the property chain

We get many clients who are either first-time buyers or are relatively inexperienced to the property market, and one of the most confusing terms most people come across is "the property chain."

This ***NO CHAIN*** statement is often referred to on sale particulars for property which, may be referred to as one of the selling points and offered as a quick completion.

What is a property chain?

A property chain is a term used to detail the amount of people who are reliant on another person buying their house and selling another.


Mark finds a house he wants to buy but can only afford it if he sells his home to Brad. Brad can only buy Mark’s house if he sells his house to Andrew. This repetition carries on until we have the buyer at the “bottom of the chain” who does not need to sell a property to purchase another.

What to be aware of in a chain transaction

Where properties are in a chain transaction there are more factors which will affect the progression of your sale or purchase. Such as:

  • It is only as strong as the weakest link. Should a person lose their buyer then this will in most cases mean that they are unable to progress with their onward purchase meaning that the chain collapses until a new buyer for the property is found.
  • Once the legal process is at the stage of agreeing on the moving date there will be more people who have to agree on the date and more people who are moving on the same date. You may find that several dates are suggested before this meets everyone’s requirements in the chain.

Always keep in mind that just because a property is offered with ***NO CHAIN*** doesn’t mean that things will run smoothly.  The same legal process has to be followed regardless of the chain factor. 

Using Taylor Bracewell for your property sale and purchase


Our expert commercial law property team have vast amounts of experience dealing with chain transactions and will keep you updated every step of the way. In our experience, communication is key which is why we will always aim to respond to correspondence within 48 hours of receipt and are always here to answer any questions you may have. If you wish to talk to someone about the sale or purchase of your property please call our property team: Doncaster 01302 341414 or Sheffield 0114 272 1884 for any help on commercial law today.